Welcome to Fossapay
Fossapay is the banking infrastructure platform that enables neobanks and fintechs across Africa to launch and scale financial products quickly and compliantly.What is Fossapay?
Fossapay provides a complete banking infrastructure through a single API, allowing you to:- Issue Virtual Accounts - Create and assign fiat virtual accounts on demand for your customers
- Manage Payments - Accept collections and send payouts seamlessly
- Instant Settlements - Settle transactions in real-time in fiat or stablecoins
- Build Wallets - Create customer wallets with multi-currency support
- Stay Compliant - KYC-ready, PCI-DSS compliant infrastructure
Why Choose Fossapay?
Launch in 2 Weeks
Go live in weeks, not months. No heavy setup or compliance headaches.
Single API
Everything you need through one unified API - from collections to payouts.
Real-time Operations
Instant webhooks, real-time reconciliation, and immediate settlements.
Bank-grade Security
99.9% uptime with enterprise-level security and encryption.
Built for Neobanks and Fintechs
Whether you’re building a digital bank, a payment platform, or a fintech product, Fossapay provides the foundation you need:- Neobanks - Launch your own branded banking platform
- Lending Platforms - Manage disbursements and collections
- Payment Processors - Handle high-volume transactions
- Crypto Platforms - Bridge fiat and stablecoins seamlessly
- Marketplaces - Split payments and manage seller payouts
Getting Started
Quickstart
Get up and running in minutes with our quickstart guide
API Reference
Explore our comprehensive API documentation
Sandbox Access
Test your integration in our sandbox environment
White-Label Solution
Learn about our white-label neobank solution
Core Features
Collections API
Accept payments through virtual accounts or wallets with instant webhook notifications on every transaction.Payouts API
Send funds to any Nigerian bank account in seconds. Support for single and bulk disbursements with automated processing.Wallet Infrastructure
Create customer wallets, hold balances in NGN and stablecoins, and manage ledgers with ease.Compliance & Security
KYC-ready, PCI-DSS compliant, and built for high availability with 99.9% uptime guarantee.Support
Need help? We’re here for you:- Email: [email protected]
- Documentation: You’re already here!
- Dashboard: dashboard.fossapay.com
Ready to get started? Get API Access and go live in 2 weeks.