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// 1. Create a customer
const customer = await fetch('https://api-production.fossapay.com/api/v1/customers', {
  method: 'POST',
  headers: {
    'x-api-key': process.env.FOSSAPAY_API_KEY,
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    firstName: 'John',
    lastName: 'Doe',
    emailAddress: 'john@example.com',
    mobileNumber: '+2348012345678',
    dob: '1990-01-15',
    address: '123 Main St',
    city: 'Lagos',
    country: 'Nigeria',
    type: 'individual'
  })
});

// 2. Create a fiat wallet for collections
const wallet = await fetch('https://api-production.fossapay.com/api/v1/wallets/fiat/create', {
  method: 'POST',
  headers: {
    'x-api-key': process.env.FOSSAPAY_API_KEY,
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    customerId: customer.data.id,
    walletName: 'Main Wallet',
    walletReference: 'wallet_001'
  })
});

// 3. Share wallet.data.accountNumber with your user
// 4. Listen for deposit.completed webhook