> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fossapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# White-Label Overview

> Launch your own branded neobank with FossaPay

## Launch Your Own Neobank

FossaPay's white-label solution enables you to launch a fully-branded neobank or fintech platform using our banking infrastructure. Focus on your customers and growth while we handle the backend, compliance, and banking operations.

<Info>
  **Launch Timeline:** Go live in 2 months with our white-label solution
</Info>

## What's Included

<CardGroup cols={2}>
  <Card color="#0080FF" title="Virtual Accounts & Wallets" icon="wallet">
    Complete banking infrastructure ready to use
  </Card>

  <Card color="#0080FF" title="Payouts & Collections" icon="money-bill-transfer">
    Full payment processing capabilities
  </Card>

  <Card color="#0080FF" title="Developer Support" icon="code">
    Dedicated technical support and sandbox access
  </Card>
</CardGroup>

## Use Cases

### Digital Banks (Neobanks)

Launch a full-featured digital bank:

* Customer wallet accounts
* Virtual account numbers for each customer
* Debit cards (coming soon)
* P2P transfers
* Bill payments
* Savings & investment features

**Example Brands:** Kuda, Carbon, FairMoney

### Embedded Finance

Embed banking into your existing platform:

* E-commerce platforms offering seller wallets
* Gig economy apps with instant payouts
* SaaS platforms with payment processing
* Marketplaces with split payments

**Example:** Shopify Balance, Uber Money

### B2B Fintech

Build financial products for businesses:

* Business expense cards
* Payroll automation
* Invoice financing
* Treasury management

**Example:** Brex, Ramp

### Crypto-to-Fiat Bridge

Bridge cryptocurrency and traditional banking:

* Fiat on/off ramps
* Stablecoin wallets
* Crypto trading integration
* Cross-border payments

## What You Control

### Full Branding

* Your brand name and logo
* Custom color schemes
* Branded account names
* White-labeled communications

### Customer Experience

* Your app or web platform
* Custom user flows
* Personalized features
* Your customer support

### Pricing & Monetization

* Set your own fees
* Design pricing tiers
* Revenue sharing models
* Subscription plans

## What We Provide

### Banking Infrastructure

* Virtual account issuance
* Multi-currency wallets (NGN, USDT, USDC)
* Payment processing
* Settlement systems
* Ledger management

### Operations & Support

* 24/7 technical support
* Dedicated account manager
* Regular platform updates

<Note>
  Contact our sales team for custom pricing based on your expected volume and requirements.
</Note>

## Technical Architecture

```mermaid theme={null}
graph LR
    A[Your App] --> B[FossaPay API]
    B --> C[Virtual Accounts]
    B --> D[Wallets]
    B --> E[Payments]
    C --> G[Banks]
    E --> G
```

Your application integrates with FossaPay APIs, and we handle all banking operations, compliance, and settlements.

## Getting Started

<Steps>
  <Step title="Initial Consultation">
    Schedule a call with our team to discuss your requirements
  </Step>

  <Step title="Technical Integration">
    Our team helps you integrate the APIs and set up your sandbox
  </Step>

  <Step title="Compliance Setup">
    Complete business verification and regulatory requirements
  </Step>

  <Step title="Testing & QA">
    Test all features in sandbox with our support
  </Step>

  <Step title="Go Live">
    Launch your branded platform to customers
  </Step>
</Steps>

## Regulatory Benefits

By using FossaPay's white-label solution:

* ✅ Leverage our regulatory approvals
* ✅ Automated regulatory reporting
* ✅ Stay compliant with CBN regulations

## FAQs

<AccordionGroup>
  <Accordion title="Do I need a banking license?">
    No, you don't need your own banking license. You operate under FossaPay's regulatory framework.
  </Accordion>

  <Accordion title="Can I set my own transaction fees?">
    Yes, you can set your own fees and pricing for your customers. FossaPay charges you a wholesale rate.
  </Accordion>

  <Accordion title="What currencies are supported?">
    Currently NGN, USDT, and USDC. More currencies coming soon.
  </Accordion>

  <Accordion title="Can I issue physical debit cards?">
    Card issuance is coming Q2 2024. Contact sales for early access.
  </Accordion>

  <Accordion title="What's the minimum volume requirement?">
    No minimum for the revenue share model. Platform fee models may have minimums - contact sales for details.
  </Accordion>
</AccordionGroup>

## Contact Us

Ready to launch your neobank?

* **Email**: [product@fossapay.com](mailto:product@fossapay.com)
* **Phone**: +2347088899861
* **Schedule**: [Book a demo](https://calendly.com/fossapay/30min)