> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fossapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

Welcome to the FossaPay API documentation.

FossaPay is a payment infrastructure built for neobanks, fintechs, and businesses that need to move money quickly and safely. Through a single API, you can issue virtual accounts, manage wallets, automate payouts, and settle funds in fiat or stablecoins.

This documentation explains how FossaPay works, what you can build with it, and how to get started from your first API call to live transactions.

### What is FossaPay?

FossaPay is a unified payment and wallet infrastructure that helps products launch and scale faster.

With FossaPay, you can:

* Create and assign fiat virtual accounts on demand
* Accept bank transfers and wallet payments
* Hold and manage balances in NGN and stablecoins
* Automate payouts and settlements
* Track transactions in real time
* Receive instant webhook events

### Why Choose FossaPay?

<CardGroup cols={2}>
  <Card color="#0080FF" title="Launch in a week" icon="rocket">
    Go live very fast. No heavy setup or compliance headaches.
  </Card>

  <Card color="#0080FF" title="Single API" icon="code">
    Everything you need through one unified API - from collections to payouts.
  </Card>

  <Card color="#0080FF" title="Real-time Operations" icon="bolt">
    Instant webhooks, real-time reconciliation, and immediate settlements.
  </Card>

  <Card color="#0080FF" title="Bank-grade Security" icon="shield-check">
    99.9% uptime with enterprise-level security and encryption.
  </Card>
</CardGroup>

### Built for Neobanks and Fintechs

Whether you're building a digital bank, a payment platform, or a fintech product, FossaPay provides the foundation you need:

* **Neobanks** - Launch your own branded banking platform
* **Lending Platforms** - Manage disbursements and collections
* **Payment Processors** - Handle high-volume transactions
* **Crypto Platforms** - Bridge fiat and stablecoins seamlessly
* **Marketplaces** - Split payments and manage seller payouts

### Getting Started

<CardGroup cols={2}>
  <Card color="#0080FF" title="Quickstart" icon="play" href="/quickstart">
    Get up and running in minutes with our quickstart guide
  </Card>

  <Card color="#0080FF" title="API Reference" icon="code" href="/api-reference">
    Explore our comprehensive API documentation
  </Card>

  <Card color="#0080FF" title="White-Label Solution" icon="building" href="/white-label/overview">
    Learn about our white-label neobank solution
  </Card>
</CardGroup>

## Core Features

### Collections API

Accept payments through fiat wallets with instant webhook notifications on every transaction.

### Payouts API

Send funds to any Nigerian bank account in seconds. Support for single and bulk disbursements with automated processing.

### Wallet Infrastructure

Create customer wallets, hold balances in NGN and stablecoins, and manage ledgers with ease.

## Support

Need help? We're here for you:

* **Email**: [product@fossapay.com](mailto:product@fossapay.com)
* **Documentation**: You're already here!
* **Dashboard**: [dashboard.fossapay.com](https://dashboard.fossapay.com)

<Note>
  Ready to get started? [Get API Access](https://dashboard.fossapay.com/register) and go live in 2 weeks.
</Note>